San Diego County’s nearly $1.8 billion agriculture industry is facing significant risks as fire insurance becomes harder for farmers to get. Insurers are reluctant to offer policies in rural areas where climate change has increased the risk of destructive brush fires.
Insurers, facing huge losses, have been pulling back from fire-prone areas across California. “The marketplace has largely collapsed,” an advocate for counties in the state said.
Climate change, if you ask most state experts, has already created a wildfire crisis in California. In the process, it’s causing a fire insurance predicament.